Closed Today's Hours: 8:00a - 6:00p

Stivers Ford South Commercial Financing in Union City, GA

Apply Now

Grow your business and your fleet with simple commercial vehicle financing from Stivers Ford South in Union City, Georgia. We can work with you to ensure your company gets the right loan to purchase the vehicles you need to succeed. Our finance department has the knowledge and experience to secure flexible financing options for you that coincide with your business goals. We work with Ford to help you establish a commercial line of credit so you can purchase new vehicles for your business hassle-free. Here, you'll find everything you need to know about commercial vehicle financing from our Ford dealership.

Apply for a Commercial Line of Credit From Stivers Ford South

At Stivers Ford South, we make applying for a commercial line of credit (CLOC) simple. This line of credit has many benefits for your business, including flexible terms, freeing up capital, and eliminating setup and nonutilization fees. If you want to make the financing process a breeze and anticipate needing multiple vehicles for your business, then a CLOC could be the best option for you. Your CLOC means you won't have to seek approval for every vehicle you want to purchase, allowing you to achieve the growth you desire at a rate that's realistic for your business.

To apply for your CLOC, you'll need:

  • A signature from an authorized person at the company
  • Three years of financial statements
  • Details about your company
  • A tax ID number
  • Information about your current vehicle fleet
  • Your plans for expanding your business
  • Billing information for your company

Your Trusted Commercial Lender in Union City

We're your trusted source for a commercial vehicle loan in Union City. Our finance department works with businesses of all sizes, helping them to apply for and receive financing so they can purchase Ford commercial vehicles. Working with a reputable lender, such as Stivers Ford South, means you don't have to worry about a thing. We'll provide you with the assistance you need to get the right loan for purchasing one or more vehicles for your business. Use this guide to understand the business vehicle financing process and determine what you need when it comes to financing a commercial vehicle.

Commercial Financing

With commercial installment financing from Stivers Ford South, your commercial vehicle loan works much like traditional vehicle financing. You'll select the vehicle or vehicles you want to buy, and we'll find a loan with terms and rates that fit your business's budget. Our flexible financing options are here to meet the needs of your ever-changing business, and when you make your final loan payment, you'll officially own the vehicle with no strings attached. 

We don't add in any hidden fees or surprises to your loan because we want to keep everything simple. You can use your loan amount to purchase new or used Ford vehicles for your fleet, giving you a wide range of options. If you need a cargo van or other upfit vehicle, your commercial vehicle loan will take care of it. Even certified preowned vehicles are on the table when you work with Stivers Ford South to get your commercial fleet up and running.

Commercial Lease

If you prefer to lease vehicles for your business, let us help. We offer Ford's customizable CustomerLease and the Commercial Red Carpet Lease program. While these are both lease options, there are some differences between them to be aware of to ensure you choose the best lease for your business. The CustomerLease commercial vehicle financing doesn't restrict mileage on your vehicles or include wear and tear charges at the end of the lease, giving you the flexibility to use the vehicle as you see fit. CustomerLease is ideal for businesses that require upfits for their fleets.

With the Commercial Red Carpet Lease, you must stick with brand-new Ford commercial vehicles that you don't want to upfit. You'll prefer this type of lease if you use your fleet predictably. It's best if you have a comprehensive understanding of how many miles you'll put on the vehicle. This is a closed-end lease, meaning there's no obligation to purchase the vehicle at the end of the term. So you're free to lease new vehicles for your business when the lease expires.

Billing and Software

Ford offers business owners with a commercial installment financing loan or a commercial lease plan the option of combined billing. The combined billing feature is complimentary and can help simplify your life by letting you combine the billing for multiple commercial accounts into a single billing statement. This feature makes it easy to keep track of your payments so you're always on time and within budget. To get started with combined billing, just fill out the form that lets you enroll, and your following month's statement will include billing information for all your commercial accounts.

Another bonus feature Ford offers for commercial vehicle fleets is Ford Pro Intelligence software that fully integrates with the vehicles in your fleet. Because you can't be in every vehicle in your fleet at once, Ford installs a modem that lets you track important data about each commercial vehicle you own or lease. You can check important information from anywhere on your dashboard using Ford Pro Telematics. This means you can monitor driver behavior to ensure your crew is practicing safe and efficient driving habits and fuel or energy consumption. You'll save time and money with Ford Pro Intelligence onboard.

Discover Your Financing Options at Stivers Ford South

Regardless of whether you're purchasing your first commercial vehicle or leasing your 10th, Stiver Ford South has financing options that can meet the needs of your business. We also carry a huge selection of commercial vehicles for all types of businesses, so you'll have no trouble finding the vehicles you're seeking. Contact us today to learn more about all your commercial financing options and let us help you reach the level of success you desire.

© 2025 Stivers Ford South | Privacy Policy